With our exchange-traded fund portfolios you pay less than half the fees of comparable mutual funds. Add in professional diversification to help protect you from the ups and downs of the market, and you’ve got the formula for potentially favourable returns.
Our portfolios
Aggressive ETF Portfolio
5-year return
11.33%
This portfolio provides maximum growth. This portfolio is selected for clients with a medium-to-high risk tolerance, that are perceived to can handle the ups and downs of the markets over the long term. Individuals seeking low-cost investments and are comfortable with the majority of the portfolio being invested in equities and real estate are generally preferred.
5 Year Return
5.55%
4.44% higher than the benchmark
Risk Level
medium-high
12 Month Yield
1.73%
MER
0.24
Performance as of October 31, 2020
This is an illustration of the cumulative performance of $100,000 invested in the Aggressive ETF Portfolio since the inception date of August 19, 2014. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. The composition of the portfolio and further disclosure can be found below.
Performance summary
Period
Cumulative Returns
Annualized Returns
YTD
14.20%
1 Month
2.50%
3 Month
2.11%
6 Month
8.02%
1 Year
25.73%
25.73%
2 Year
27.97%
13.11%
3 Year
41.99%
12.39%
5 Year
69.86%
11.18%
Since Inception
92.79%
9.55%
Year
Returns
2014
1.88%
2015
5.56%
2016
9.62%
2017
13.46%
2018
-2.08%
2019
18.78%
2020
8.49%
Asset Allocation
This portfolio is invested in the following assets.
Asset allocation as of September 30, 2021
Stocks - 73%
-
Canadian Equities28%
-
U.S. Equities26%
-
International Equities19%
Bonds - 18%
-
Corporate Bonds8%
-
High-Yield Bonds10%
Other - 9%
-
Emerging Markets9%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Fund Allocation
This portfolio is invested in the following securities.
Fund
Ticker
Breakdown
1This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio’s target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include CI Direct Investing’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
2The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.
Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: [email protected].
Growth ETF Portfolio
5-year return
10.08%
You want growth. You have a medium risk tolerance and can handle the ups and downs of the markets over the intermediate to long term. You are comfortable with the majority of the portfolio being invested in equities, real estate and alternatives. And you want low-cost investments. If this sounds like you, then the Growth ETF Portfolio could be the right fit.
5 Year Return
5.55%
4.44% higher than the benchmark
Risk Level
medium-high
12 Month Yield
1.73%
MER
0.24
Performance as of October 31, 2020
This is an illustration of the cumulative performance of $100,000 invested in the Growth ETF Portfolio since the inception date of August 19, 2014. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. The composition of the portfolio and further disclosure can be found below.
Performance summary
Period
Cumulative Returns
Annualized Returns
YTD
11.43%
1 Month
2.10%
3 Month
1.56%
6 Month
6.88%
1 Year
21.29%
21.29%
2 Year
24.54%
11.59%
3 Year
36.20%
10.85%
5 Year
60.17%
9.88%
Since Inception
78.01%
8.34%
Year
Returns
2014*
1.50%
2015
3.90%
2016
9.02%
2017
12.24%
2018
-2.18%
2019
16.57%
2020
8.48%
* The 2014 returns reflect cumulative (not annualized) performance from inception date to 2014 year-end. This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Asset Allocation
This portfolio is invested in the following assets. Asset allocation as of September 30, 2021
Stocks - 67%
-
Canadian Equities25%
-
U.S. Equities23%
-
International Equities19%
Bonds - 26%
-
Corporate Bonds12%
-
Government Bonds6%
-
High-Yield Bonds8%
Other - 7%
-
Emerging Markets7%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Fund Allocation
This portfolio is invested in the following securities.
Fund
Ticker
Breakdown
1This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio’s target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include CI Direct Investing’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
2The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.
Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: [email protected].
Balanced ETF Portfolio
5-year return
9.05%
You want to balance growth and income. You have a medium risk tolerance and can handle the ups and downs of the markets over the intermediate term. You are comfortable with the majority of the portfolio being invested in fixed income, equities, real estate and alternatives. And you want low-cost investments. If this sounds like you, then the Balanced ETF Portfolio could be the right fit.
5 Year Return
5.55%
4.44% higher than the benchmark
Risk Level
medium-high
12 Month Yield
1.73%
MER
0.24
Performance as of October 31, 2020
This is an illustration of the cumulative performance of $100,000 invested in the Balanced ETF Portfolio since the inception date of August 19, 2014. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. The composition of the portfolio and further disclosure can be found below.
Performance summary
Period
Cumulative Returns
Annualized Returns
YTD
9.91%
1 Month
1.20%
3 Month
3.02%
6 Month
6.96%
1 Year
14.99%
14.99%
2 Year
19.81%
9.45%
3 Year
29.33%
8.95%
5 Year
45.97%
7.86%
Since Inception
72.99%
7.91%
Year
Returns
2014
2.39%
2015
7.69%
2016
9.17%
2017
7.74%
2018
2.37%
2019
9.81%
2020
7.31%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Asset Allocation
This portfolio is invested in the following assets.
Asset allocation as of September 30, 2021
Stocks - 60%
-
Canadian Equities22%
-
U.S. Equities21%
-
International Equities17%
Bonds - 35%
-
Corporate Bonds16%
-
Government Bonds12%
-
High-Yield Bonds7%
Other - 5%
-
Emerging Markets5%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Fund Allocation
This portfolio is invested in the following securities.
Fund
Ticker
Breakdown
1This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio’s target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include CI Direct Investing’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
2The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.
Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: [email protected].
Conservative ETF Portfolio
5-year return
6.88%
You want income and some growth. You have a low-to-medium risk tolerance and have a short to intermediate timeframe. You are comfortable with the majority of the portfolio being invested in fixed income and equities. And you want low-cost investments. If this sounds like you, then the Conservative ETF Portfolio could be the right fit.
5 Year Return
5.55%
4.44% higher than the benchmark
Risk Level
medium-high
12 Month Yield
1.73%
MER
0.24
Performance as of October 31, 2020
This is an illustration of the cumulative performance of $100,000 invested in the Conservative ETF Portfolio since the inception date of August 19, 2014. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. The composition of the portfolio and further disclosure can be found below.
Performance summary
Period
Cumulative Returns
Annualized Returns
YTD
6.36%
1 Month
0.84%
3 Month
0.38%
6 Month
3.74%
1 Year
12.09%
12.09%
2 Year
15.42%
7.43%
3 Year
22.79%
7.08%
5 Year
37.78%
6.62%
Since Inception
45.82%
5.38%
Year
Returns
2014*
0.68%
2015
0.43%
2016
7.08%
2017
8.87%
2018
-1.81%
2019
11.09%
2020
6.47%
* The 2014 returns reflect cumulative (not annualized) performance from inception date to 2014 year-end. This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Asset Allocation
This portfolio is invested in the following assets.
Asset allocation as of September 30, 2021
Stocks - 42%
-
Canadian Equities16%
-
U.S. Equities13%
-
International Equities13%
Bonds - 55%
-
Corporate Bonds30%
-
Government Bonds19%
-
High-Yield Bonds6%
Other - 3%
-
Emerging Markets3%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Fund Allocation
This portfolio is invested in the following securities.
Fund
Ticker
Breakdown
1This is a hypothetical illustration of our portfolio performance as of the date noted above. The time-weighted performance is displayed in Canadian dollars and assumes daily rebalancing and the reinvestment of distributions. It is reflective of the model portfolio’s target holdings and weights including portfolio changes. The performance is net of the management expense ratios (MERs); however, does not include CI Direct Investing’s management fee or taxes. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
2The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.
Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: [email protected].
Safety ETF Portfolio
5-year return
4.88%
You want to generate income and preserve your purchasing power. You have a low risk tolerance and a short timeframe. You are comfortable with the majority of the portfolio being invested in fixed income with some equities. And you want low-cost investments. If this sounds like you, then the Safety ETF Portfolio could be the right fit.
5 Year Return
5.55%
4.44% higher than the benchmark
Risk Level
medium-high
12 Month Yield
1.73%
MER
0.24
Performance as of October 31, 2020
This is an illustration of the cumulative performance of $100,000 invested in the Safety ETF Portfolio since the inception date of August 19, 2014. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. The composition of the portfolio and further disclosure can be found below.
Performance summary
Period
Cumulative Returns
Annualized Returns
YTD
3.63%
1 Month
0.17%
3 Month
-0.33%
6 Month
2.08%
1 Year
7.50%
7.50%
2 Year
10.28%
5.01%
3 Year
16.00%
5.07%
5 Year
25.09%
4.58%
Since Inception
29.45%
3.65%
Year
Returns
2014*
0.14%
2015
-0.62%
2016
5.35%
2017
6.07%
2018
-1.12%
2019
7.85%
2020
7.85%
* The 2014 returns reflect cumulative (not annualized) performance from inception date to 2014 year-end. This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Asset Allocation
This portfolio is invested in the following assets.
Asset allocation as of September 30, 2021
Stocks - 29%
-
Canadian Equities10%
-
U.S. Equities9%
-
International Equities10%
Bonds - 71%
-
Corporate Bonds37%
-
Government Bonds29%
-
High-Yield Bonds5%
This is an illustration of our portfolio performance as of the date noted above. The performance is a time weighted composite of all accounts being managed to the portfolio model and include both the funds' management expense ratio (MER) and the CI Direct Investing management fee (including GST/HST). Prior account performance remains with the composite return if a client changes portfolios. Performance is annualized for all periods greater than one year. This performance may differ from clients’ actual account return due to the timing of deposits, withdrawals, buys and sells, and the reinvestment of distributions.
Fund Allocation
This portfolio is invested in the following securities.
Fund
Ticker
Breakdown
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* This compares the average cost of investing in CI Direct Investing’s Balanced ETF Portfolio against the average cost of investing with mutual funds of 1.93%. CI Direct Investing’s cost is based on the annualized portfolio management fee on $25,000 (0.60%) and the weighted management expense ratio (0.25%) of the ETF holdings in the Balanced ETF Portfolio. Source: Monitoring Trends in Mutual Fund Cost of Ownership and Expense Ratios – Strategic Insights, June 2019