TERMS OF USE
These website terms and conditions of use for https://cifinancial.com/ci-privatewealth/us/en/index.html constitute a legal agreement and are entered into by and between you and CI Private Wealth, LLC (“CIPW,” “we,” “us,” “our”). The following terms and conditions, together with any documents and/or additional terms they expressly incorporate by reference (collectively, these “Terms and Conditions”), govern your access to and use, including any content, functionality, and services offered on or through https://cifinancial.com/ci-privatewealth/us/en/index.html (this “Website”).
BY CLICKING TO ACCEPT THE TERMS AND CONDITIONS, YOU ACCEPT AND AGREE TO BE BOUND AND COMPLY WITH THESE TERMS AND CONDITIONS AND OUR PRIVACY POLICY, INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS OR THE PRIVACY POLICY, YOU MUST NOT ACCESS OR USE THIS WEBSITE.
By using this Website, you represent and warrant that you are the legal age of majority under applicable law to form a binding contract with CIPW and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use this Website.
All materials on this Website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, or disclosures apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.
CIPW services and products are only offered in jurisdictions where they may be lawfully offered for sale. All services and products are subject to terms of each and every applicable agreement. It is important to note that not all services, products and information are available in all jurisdictions outside the United States. This Website and any content provided thereon should not be considered an offer to sell or buy or a solicitation of an offer to sell or buy any investment advisory service, any investment fund or other product, or any investment information. Prospective clients or investors who are not resident in the United States should consult with their legal or financial advisors to determine whether these services and products may be lawfully offered or sold in their jurisdiction.
Information provided on this Website (the “Information”) is intended for informational purposes only and is not intended to provide investment, financial, legal, tax or accounting advice, and should not be relied upon in that regard. Nothing on this Website constitutes investment advice or recommendations as to the suitability of any specific service, product, investment or information. Any materials on this Website are provided for convenience and informational purposes only.
Many factors unknown to CIPW may affect the applicability of any statement or comment made on this Website to your particular circumstances. You should not rely on the Information for investment, financial, legal, tax or accounting advice. You should directly consult your financial professional or other advisors before acting on any Information. Information on this Website is being provided with the understanding that CIPW is not acting in a fiduciary capacity in respect of any such Information. None of CIPW, its affiliates or any of its or their directors, officers, employees, agents, service providers, contractors, licensors, suppliers, successors or assigns (all of the forgoing, collectively, the “CIPW Parties”) shall have any liability whatsoever for any investment decisions or the results of any investments made by a user in reliance on any Information.
All investment advisory and other services and products referenced on this Website are managed and offered by CIPW and certain affiliate firms of CIPW.
Modifications to the Terms and Conditions and to this Website
We reserve the right in our sole discretion to revise and update these Terms and Conditions from time to time. Any and all such modifications are effective immediately upon posting and apply to all access to and continued use of this Website thereafter. If the updates to these Terms and Conditions, in our sole discretion, are material, we will notify you through a banner or other notice posted to this Website. By continuing to access or use this Website after the revised Terms and Conditions become effective, you agree to be bound by the revised Terms and Conditions. If you do not agree to the revised Terms and Conditions, you must stop accessing and using this Website.
The information and material on this Website, and this Website itself, may be changed, withdrawn or terminated at any time in our sole discretion without notice. We will not be liable if, for any reason, all or any part of this Website is restricted to users or unavailable at any time or for any period.
Privacy
Your access to and use of this Website constitutes your consent to certain personal information being collected, held, used and disclosed by CIPW in the ways and for the purposes identified in these Terms and Conditions and in CIPW’s Privacy Notice and CIPW’s Online and Mobile Privacy Policy, found at https://ci.com/en/legal/privacy. If you do not agree to CIPW’s Privacy Notice or CIPW’s Online and Mobile Privacy Policy, you must not access or use this Website.
Any provision of registration information and any submissions you make to this Website through any functionality such as applications, chart rooms, e-mail, message boards, personal or interest group web pages, profiles, forums, bulletin boards and other such functions (collectively, “Interactive Functions”) constitute your consent to all actions CIPW takes with respect to such information consistent with CIPW’s Privacy Notice and CIPW’s Online and Mobile Privacy Policy.
The contents of any chat session on this Website are intended for informational purposes only and not to be used or construed as an endorsement or recommendation of any entity or security discussed. The information in a chat session should not be construed as investment, tax, legal or accounting advice, and should not be relied upon in that regard. Individuals should seek the advice of professionals, as appropriate, regarding any particular investment. Clients and investors should always consult their professional advisors prior to implementing any changes to their investment strategies.
To the extent that, within a chat session, you provide us with personal information of another individual, you represent that you have the authority and/or have obtained all necessary consents from such individual to enable us to collect, use and disclose such personal information for the purposes identified in CIPW’s Privacy Notice and CIPW’s Online and Mobile Privacy Policy and as permitted or required by law. By accepting personal information from CIPW or its affiliates, service providers and agents, you agree to comply with the respective obligations under applicable data and privacy protection laws, codes of practice and other legal and regulatory obligations.
Your Use of this Website and Account Set-Up and Security
The security of your personal information is very important to us. We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.
The safety and security of your information also depends on you. Users are responsible for obtaining their own access to this Website. Users are required to ensure that all persons who access this Website through a user’s internet connection are aware of these Terms and Conditions and comply with them. This Website, including content or areas of this Website, may require user registration. It is a condition of your use of this Website that all the information you provide on this Website is correct, current, and complete.
Unfortunately, the transmission of information via the Internet is not completely secure, and we cannot guarantee the security of your personal information transmitted to this Website. Any transmission of personal information is at your own risk.
Any username, password, or any other piece of information chosen by you, or provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to this Website or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access.
We reserve the right at any time and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of these Terms and Conditions.
You are prohibited from attempting to circumvent and from violating the security of this Website, including, without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restricting, disrupting or disabling service to users, hosts, servers or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting this Website owner’s ability to monitor this Website; (f) using any robot, spider, or other automatic device, process, or means to access this Website for any purpose, including monitoring or copying any of the material on this Website; (g) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attacking this Website via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing or crashing; and (i) otherwise attempting to interfere with the proper working of this Website.
Intellectual Property Rights and Ownership
You understand and agree that this Website and its entire contents, features, and functionality, including, but not limited to, all information, software, code, text, displays, graphics, photographs, video, audio, design, presentation, selection, and arrangement, are owned by CIPW, its licensors, or other providers of such material and are protected in all forms by U.S. and foreign intellectual property laws, including without limitation, copyright, trademark, patent, trade secret, and any other proprietary rights.
Certain names, logos, product and service names, designs, images and slogans are trademarks of CIPW or its affiliates or licensors. You must not use such marks without the prior written permission of CIPW. Other names, logos, product and service names, designs, images and slogans mentioned, or which appear on this Website are the trademarks of their respective owners. Use of any such property, except as expressly authorized, shall constitute an infringement or violation of the rights of the property owner and may be a violation of federal or other laws and could subject the infringer to legal action.
Without limiting the generality of the foregoing, registered and unregistered trademarks owned by CIPW or its affiliates include, without limitation, the following: CI Financial, CI Investments, the CI Investments design, Sentry Investment Management, the Sentry Investment Management design, Signature Global Asset Management, the Signature Global Asset Management design, Cambridge Global Asset Management, CI Institutional Asset Management, the CI Institutional Asset Management design, CI Multi-Asset Management, the CI Multi-Asset Management design, Harbour Advisors, the Harbour Advisors design, Harbour Funds, the Harbour Funds design, Harbour Mutual Funds, the Harbour Mutual Funds design, CI Preferred Pricing, CI Private Wealth, CI Private Wealth US, CIPW Family Office Services, CI Private Pools, CI First Asset, Surevest, One Capital Management, Cabana, Congress Wealth Management, Balasa Dinverno Foltz, BDF Private Wealth, Bowling Portfolio Management, Doyle Wealth Management, Roosevelt Investment Group, Roosevelt Private Wealth, Stavis & Cohen, Stavis & Cohen Private Wealth, RGT Wealth Advisors, Brightworth, Brightworth Private Wealth, Barrett Asset Management, Segall Bryant & Hamill, Dowling & Yahnke Wealth Advisors, Radnor Financial Advisors, Portola Partners, Budros Ruhlin & Roe, McCutchen Group, Matrix Capital Advisors, GLASfunds, Columbia Pacific, Columbia Pacific Wealth Management, Columbia Pacific Advisors, R.H. Bluestein & Company, RegentAtlantic, Gofen and Glossberg, the CI First Asset design, “Trusted Partner in Wealth”, “Be Well-Advised”, Assante, Assante Wealth Management, Assante Private Client, and Stonegate Private Counsel.
You may only use this Website for your personal and non-commercial use. You shall not directly or indirectly reproduce, compile for an internal database, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on this Website, in any form or medium whatsoever except:
- your computer and browser may temporarily store or cache copies of materials being accessed and viewed;
- a reasonable number of copies for personal use only may be printed keeping any proprietary notices thereon, which may only be used for non-commercial and lawful personal use and not for further reproduction, publication, or distribution of any kind on any medium whatsoever;
- one single user copy may be downloaded with any proprietary notices intact, for your own personal, non-commercial use, conditional on your agreement to be bound by these Terms and Conditions for such downloads; and
- in the event social media platforms are linked to certain content on this Website, you may take such actions as this Website and such third-party social media platforms permit.
Users are not permitted to modify copies of any materials from this Website or delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Website. You must not access or use for any commercial purposes any part of this Website or any services or materials available through this Website.
If you print, copy or download any part of this Website in violation of these Terms and Conditions or otherwise breach these Terms and Conditions, your right to use this Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
You have no right, title, or interest in or to this Website or to any content on this Website, and all rights not expressly granted are reserved by CIPW. Any use of this Website not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may infringe or violate copyright, trademark, and other intellectual property or other proprietary laws.
Conditions of Use and User Submissions and Site Content Standards
As a condition of your access and use, you agree that you may use this Website only for lawful purposes and in accordance with these Terms and Conditions.
The following content standards apply to any and all content, material, and information a user submits, posts, publishes, displays, or transmits (collectively, “submit”) to this Website, to other users or other persons (collectively, “User Submissions”) and any and all Interactive Functions. Any and all User Submissions must comply with all applicable federal, state, local, and international laws, regulations and terms of service.
CIPW has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the “DMCA”) and avails itself of the protections under the DMCA. CIPW reserves the right to remove any content on this Website that allegedly infringes another person’s copyright, and CIPW may request additional information before removing any allegedly infringing material on this Website. All notices of alleged copyright infringement claims on this Website should be sent to the General Counsel of CIPW at LegalUS@ci.com.
Without limiting the foregoing, you warrant and agree that your use of this Website and any User Submissions shall not:
- In any manner violate any applicable federal, state, local, or international law or regulation including, without limitation, any laws regarding the export of data or software, patent, trademark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms and Conditions or CIPW’s Privacy Notice or CIPW’s Online and Mobile Privacy Policy;
- In any manner violate the terms of use of any third-party website that is linked to this Website, including but not limited to, any third-party social media website;
- Include or contain any material that is exploitive, obscene, harmful, threatening, abusive, harassing, hateful, defamatory, sexually explicit or pornographic, violent, inflammatory, or discriminatory based on race, sex, religion, nationality, disability, sexual orientation, or age or other such legally prohibited ground or be otherwise objectionable, such determination to be made in CIPW’s sole discretion;
- Involve stalking, attempting to exploit or harm any individual (including minors) in any way by exposing them to inappropriate content or otherwise or ask for personal information as prohibited under applicable laws, regulations or code;
- Involve, provide or contribute any false, inaccurate or misleading information;
- Impersonate or attempt to impersonate CIPW, a CIPW employee, another user, or any other person or entity (including, without limitation, by using email addresses, or screen names associated with any of the foregoing);
- Transmit, or procure the sending of, any advertisements or promotions without our prior written consent, sales, or encourage any other commercial activities, including, without limitation, any “spam”, “junk mail”, “chain letter”, contests, sweepstakes and other sales promotions, barter, or advertising or any other similar solicitation;
- Encourage any other conduct that restricts or inhibits anyone’s use or enjoyment of this Website, or which, as determined by us, may harm CIPW or users of this Website or expose them to liability;
- Cause annoyance, inconvenience, or needless anxiety or be likely to upset, embarrass, or alarm any other person;
- Promote any illegal activity, or advocate, promote, or assist any unlawful act; or
- Give the impression that they originate from or are endorsed by us or any other person or entity, if this is not the case.
User Submissions: Grant of License
This Website may contain Interactive Functions allowing User Submissions on or through this Website.
None of the User Submissions you submit to this Website will be confidential. By providing any User Submission to this Website, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to a world-wide, royalty free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose and according to your account settings and/or incorporate such material into any form, medium or technology throughout the world without compensation to you. You further waive any moral rights or other rights of authorship as a condition of submitting any User Submission.
By submitting the User Submissions, you represent and warrant that you (a) own or have the necessary rights to submit the User Submissions; (b) have the right to grant the license hereof to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns to the User Submissions; and (c) will comply with these Terms and Conditions. You represent and warrant that all User Submissions comply with applicable laws and regulations and the User Submissions and Site Content Standards set out in these Terms and Conditions.
You understand and agree that you are fully responsible for any User Submissions you submit or contribute, and you are fully responsible and liable, including to any third party, for such content and its accuracy. None of the CIPW Parties are responsible or liable to you or to any third party for the content or accuracy of any User Submissions submitted by you or any other user of this Website.
Site Monitoring and Enforcement, Suspension and Termination
CIPW has the right, without notice, to:
- Remove or refuse to post on this Website any User Submissions for any or no reason in our sole discretion;
- At all times, take such actions with respect to any User Submission deemed necessary or appropriate in our sole discretion, including, without limitation, for violating the User Submissions and Site Content Standards or these Terms and Conditions;
- Take appropriate legal action, including, without limitation, referral to law enforcement or regulatory authority, or notifying the harmed party of any illegal or unauthorized use of this Website. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through this Website; or
- Terminate or suspend your access to all or part of this Website for any or no reason, including, without limitation, any violation of these Terms and Conditions.
YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST ALL OF THE CIPW PARTIES RESULTING FROM ANY ACTION TAKEN BY CIPW OR ANY OF THE FOREGOING PARTIES RELATING TO ANY INVESTIGATIONS BY EITHER CIPW OR SUCH PARTIES OR BY LAW ENFORCEMENT AUTHORITIES.
We have no obligation or responsibility to any party to monitor this Website or its use or to undertake review of material that you or other users submit to this Website. We cannot ensure prompt removal of objectionable material after it has been posted and we have no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party, subject to applicable laws.
No Reliance
Although we make reasonable efforts to update the information on this Website, we make no representations, warranties or guarantees, whether express or implied, that the content on this Website is current, accurate or complete. Your use of this Website is at your own risk and none of the CIPW Parties have any responsibility or liability whatsoever regarding your use of this Website.
This Website may include content provided by third parties, including from other users and third-party licensors. All statements or opinions expressed in any such third-party content, other than the content provided by CIPW, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of CIPW. None of the CIPW Parties have any responsibility or liability whatsoever to you or any third party regarding the content or accuracy of any third-party materials.
Third-Party Websites
For your convenience, this Website may provide links or pointers to third-party sites. We make no representations about any other websites that may be accessed from this Website. If you choose to access any such sites, you do so at your own risk. We have no control over the contents of any such third-party sites and are not responsible for the content, update or accuracy of such third-party sites or for any loss or damage that may arise from your use of them. You are subject to any terms and conditions of such third-party sites. We reserve the right to terminate or disable any links or pointers to third-party sites.
Such links to third-party sites from this Website may include links to certain social media features that enable you to link or transmit on your own or using certain third-party websites, certain content from this Website. You may only use these features when they are provided by us and solely with respect to the content identified.
You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. This Website must not be framed on any other site, and you cannot create a link to any part of this Website other than the homepage. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the Conditions of Use and User Submissions Site Content Standards set forth herein. You agree to cooperate with us in causing any unauthorized framing or linking to immediately stop.
Complete confidentiality and security are not possible over the Internet. Linking to any site is at your own risk, and none of the CIPW Parties will be responsible or liable for any damages in connection with linking.
Geographic Restrictions
The owner of this Website is based in the United States. Except as otherwise indicated, this Website is solely intended for persons residing in the United States. If you access this Website from outside the United States, you will exit this Website; otherwise, you access this Website at your own risk, and you are responsible for compliance with local laws of your jurisdiction.
Legal Entity Disclosure
CIPW’s affiliates in the United States who are registered investment advisers with the U.S. Securities and Exchange Commission include: Barrett Asset Management, LLC, Balasa Dinverno Foltz LLC, BRR OpCo, LLC, Bowling Portfolio Management LLC, Brightworth, LLC, The Cabana Group, LLC, Columbia Pacific Advisors, LLC, Corient Capital Partners, LLC, CPWM, LLC, Congress Wealth Management LLC, Dowling & Yahnke, LLC, Doyle Wealth Management, LLC, Galapagos Wealth Management, LLC, GLASfunds Holdings, LLC, Gofen and Glossberg, L.L.C., Matrix Capital Advisors, LLC, McCutchen Group LLC, OCM Capital Partners, LLC, Portola Partners Group LLC, Radnor Financial Advisors, LLC, RegentAtlantic Capital, LLC, The Roosevelt Investment Group, LLC, RGT Wealth Advisors, LLC, R.H. Bluestein & Co., Segall Bryant & Hamill, LLC, Stavis & Cohen Private Wealth, LLC, and Surevest LLC.
Disclaimer of Warranties
YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THIS WEBSITE (INCLUDING, FOR CLARITY, FROM ANY THIRD-PARTY SITE LINKED TO THIS WEBSITE) IS AT YOUR OWN RISK. THIS WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THIS WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
NONE OF THE CIPW PARTIES MAKE ANY WARRANTY, REPRESENTATION OR ENDORSEMENT REGARDING THE COMPLETENESS, SECURITY, RELIABILITY, SUITABILITY, ACCURACY, CURRENCY OR AVAILABILITY OF THIS WEBSITE OR ITS CONTENTS. WITHOUT LIMITING THE FOREGOING, NONE OF THE CIPW PARTIES REPRESENT OR WARRANT THAT THIS WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THIS WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
WE CANNOT AND DO NOT GUARANTEE OR WARRANT THAT FILES OR DATA AVAILABLE FOR DOWNLOADING FROM THE INTERNET OR THIS WEBSITE WILL BE FREE OF VIRUSES OR OTHER DESTRUCTIVE CODE. YOU ARE SOLELY AND ENTIRELY RESPONSIBLE FOR YOUR USE OF THIS WEBSITE AND YOUR COMPUTER, INTERNET AND DATA SECURITY. TO THE FULLEST EXTENT PROVIDED BY LAW, NONE OF THE CIPW PARTIES WILL BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY DENIAL-OF-SERVICE ATTACK, DISTRIBUTED DENIAL-OF-SERVICE ATTACK, OVERLOADING, FLOODING, MAILBOMBING OR CRASHING, VIRUSES, TROJAN HORSES, WORMS, LOGIC BOMBS, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THIS WEBSITE OR ANY SERVICES OR ITEMS FOUND OR ATTAINED THROUGH THIS WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.
Limitation of Liability
EXCEPT WHERE SUCH EXCLUSIONS ARE PROHIBITED BY LAW, UNDER NO CIRCUMSTANCE WILL ANY OF THE CIPW PARTIES BE LIABLE FOR NEGLIGENCE, GROSS NEGLIGENCE, NEGLIGENT MISREPRESENTATION, FUNDAMENTAL BREACH, DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, BREACH OF PRIVACY OR OTHERWISE, EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, OR RELIANCE ON, THIS WEBSITE, ANY LINKED WEBSITES OR SUCH OTHER THIRD-PARTY WEBSITES, NOR ANY WEBSITE CONTENT, MATERIALS, POSTING OR INFORMATION THEREON EVEN IF THE PARTY WAS ALLEGEDLY ADVISED OR HAD REASON TO KNOW. IF YOU ARE DISSATISFIED WITH THIS WEBSITE, YOUR EXCLUSIVE REMEDY SHALL BE TO CEASE USING THIS WEBSITE.
Indemnification
To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless each of the CIPW Parties from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to (a) your breach of these Terms and Conditions or your use of this Website, including, but not limited to, your User Submissions, third-party sites, any use of this Website’s content, services, and products other than as expressly authorized in these Terms and Conditions, or (b) any action taken by any of the CIPW Parties relating to any investigations by the CIPW Parties or by law enforcement authorities.
Governing Law and Jurisdiction
This Website and these Terms and Conditions will be governed by and construed in accordance with the laws of New York, without giving effect to any conflict of law provision and notwithstanding your domicile, residence or physical location.
Any action or proceeding arising out of or relating to this Website and under these Terms and Conditions will be instituted in a state or federal court located in the County of New York, State of New York, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.
Waiver
No failure to exercise, or delay in exercising, any right, remedy, power or privilege arising from these Terms and Conditions operates, or may be construed, as a waiver thereof. No single or partial exercise of any right, remedy, power or privilege hereunder precludes any other or further exercise thereof or the exercise of any other right, remedy, power or privilege.
Severability
If any term or provision of these Terms and Conditions is invalid, illegal or unenforceable in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other term or provision of these Terms and Conditions or invalidate or render unenforceable such term or provision in any other jurisdiction.
Entire Agreement
The Terms and Conditions, CIPW’s Privacy Notice and CIPW’s Online and Mobile Privacy Policy constitute the sole and entire agreement between you and CIPW regarding this Website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, regarding such subject matter.
Reporting and Contact
This Website is operated by:
CI Private Wealth, LLC
15 York Street, 2nd floor
Toronto, Ontario
M5J 0A3
Should you become aware of misuse of this Website including libelous or defamatory conduct, you must report it to CIPW.
Currency Date: March 7, 2022