INVESTMENT MANAGEMENT PRICING

We offer low investment management fees and no-fee saving accounts so you can put more of your money to work for you.

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The more you invest, the more you save.

Every dollar in your investment and savings accounts can help you unlock lower investment fees.

Your Fees: %

Which could save you per year!

How did we calculate your savings?
This compares the average cost of investing in CI Direct Investing's Balanced ETF portfolio against the average cost of investing with mutual funds of 1.93%†. The CI Direct Investing results assume CI Direct Investing's management fee plus the 0.17% MER of our Balanced ETF portfolio. †: Monitoring Trends in Mutual Fund Cost of Ownership and Expense Ratios - Strategic Insights, June 2019
How are fees calculated?
Here’s what you can expect based on the amount you invest across all your CI Direct Investing accounts. For your reference, some of our portfolio MERs are provided below.

Amount Invested

Management Fee

First $150,000

0.60% annually

Next $350,000

0.40% annually

Above $500,000

0.35% annually

What about the MER?
Like every other investment, you pay built-in Management Expense Ratio (MER) fees to fund companies in addition to CI Direct Investing fees. You won’t see this money deducted from your account, but since it reduces your overall return, we thought you should know about it.

ETF Portfolios

Private Investment Portfolios

Impact Portfolios

Safety

0.17%

1.53%

Conservative

0.19%

0.56%

Balanced

0.23%

2.92%

0.53%

Growth

0.23%

0.49%

Aggressive

0.23%

2.08%

MER fees as of April 30, 2024
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No hidden fees

Enjoy the benefits of unlimited withdrawals and deposits. You will never be surprised by additional fees on your statement.

Lifesaver

Switch stress-free

We’re so confident you’ll love working with us, we’ll cover the cost your financial institution may charge (up to $150) when you transfer $25,000 or more. Plus, if you’re not completely satisfied, we’ll waive our transfer-out fees.

FAQ

You’ll get a professionally managed portfolio. We set investment targets and ensure your portfolio stays within them. You can also get professional advice from a Certified Financial Planner® professional.

While there is no minimum for savings accounts, we do require that you have a minimum balance in your investing account before it’s invested. This could be as low as $100. Don’t have the minimum balance? No problem. Set up a recurring deposit and once your account reaches the minimum balance, it will be automatically invested.

All of our custodians are Canadian custodians under applicable securities laws and members of the Canadian Investor Protection Fund (“CIPF”) which provides protection for your accounts in case of the custodians’ insolvency for up to $1 million per account type.

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