Holding phone

EXCHANGE TRADED FUNDS HANDPICKED TO DELIVER LOW COST DIVERSIFICATION.

How do we select our ETFs? 

  • We select ETFs to implement the Strategic Asset Allocation we maintain for the portfolio
  • We use ETFs traded in Canada denominated in CAD where possible
  • We focus on ETFs that use a passive investment strategy for asset class exposure, though ETFs that use smart beta and/or active strategies can be used with discretion   
  • For passive ETFs, we consider tracking error and cost
  • For active and smart beta ETFs, we consider investment managers’ philosophy, process, team, track record, and how the ETF complements other ETFs in the portfolio
  • We primarily use ETFs managed by CI Global Asset Management (CI GAM) and generally only include investment funds managed by third parties where there isn’t a suitable CI GAM fund available
  • We conduct ongoing research and monitoring of all ETFs in the portfolio

Our portfolios

Portfolio details as of November 23, 2022

Safety ETF Portfolio

This portfolio is for those with a low-risk tolerance, have a short investment horizon and are comfortable with the majority of the portfolio invested in fixed income and equity. This portfolio is managed by our affiliate, CI Global Asset Management, a sub-advisor for CI Direct Investing.

Asset Allocation

This portfolio is invested in the following assets. Asset allocation as of Nov. 23, 2022
Stocks - 19.0%
Subcategory of Stocks
  • Canadian Equities
    7%
  • U.S. Equities
    6.5%
  • International Equities
    5.5%
Bonds - 81.0%
Subcategory of Bonds
  • Corporate Bonds
    21%
  • Government Bonds
    49.5%
  • High-Yield Bonds
    4.5%
  • Money Market
    6%

Fund Allocation

This portfolio is invested in the following securities.

Fund

Symbol

Weighting

iShares Core Canadian Universe Bond Index ETF (Factsheet)

XBB

55.0%

Global Aggregate Bond Index ETF (CAD-hedged) (Factsheet)

VGAB

15.5%

CI Canadian Equity Index ETF (Factsheet)

CCDN

7.0%

CI U.S. 500 Index ETF (Factsheet)

CUSA.B

6.5%

CI High Interest Savings ETF (Factsheet)

CSAV

6.0%

BMO MSCI EAFE Index ETF (Factsheet)

ZEA

5.5%

BMO High Yield US Corporate Bond Index ETF (Factsheet)

ZJK

4.5%

Portfolio MER: 0.17%

Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

CI Global Asset Management is a registered business name of CI Investments Inc.

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Conservative ETF Portfolio

This portfolio is for those with a low to medium risk tolerance, have a short to intermediate investment horizon and are comfortable with the majority of the portfolio invested in fixed income and equity. This portfolio is managed by our affiliate, CI Global Asset Management, a sub-advisor for CI Direct Investing.

Asset Allocation

This portfolio is invested in the following assets. Asset allocation as of Nov. 23, 2022
Stocks - 37.0%
Subcategory of Stocks
  • Canadian Equities
    13%
  • U.S. Equities
    11.5%
  • International Equities
    9%
  • Emerging Markets
    3.5%
Bonds - 63%
Subcategory of Bonds
  • Corporate Bonds
    16%
  • Government Bonds
    38%
  • High-Yield Bonds
    4%
  • Money Market
    5%

Fund Allocation

This portfolio is invested in the following securities.

Fund

Symbol

Weighting

iShares Core Canadian Universe Bond Index ETF (Factsheet)

XBB

42.5%

CI Canadian Equity Index ETF (Factsheet)

CCDN

13.0%

CI U.S. 500 Index ETF (Factsheet)

CUSA.B

11.5%

Global Aggregate Bond Index ETF (CAD-hedged) (Factsheet)

VGAB

11.5%

BMO MSCI EAFE Index ETF (Factsheet)

ZEA

9.0%

CI High Interest Savings ETF (Factsheet)

CSAV

5.0%

BMO High Yield US Corporate Bond Index ETF (Factsheet)

ZJK

4.0%

CI Emerging Markets Alpha ETF (Factsheet)

CIEM

3.5%

Portfolio MER: 0.19%

Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

CI Global Asset Management is a registered business name of CI Investments Inc.

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Balanced ETF Portfolio

This portfolio is for those with a medium risk tolerance, have an intermediate investment horizon and are comfortable with a diversified portfolio invested in fixed income, equity, real estate and alternatives. This portfolio is managed by our affiliate, CI Global Asset Management, a sub-advisor for CI Direct Investing.

Asset Allocation

This portfolio is invested in the following assets. Asset allocation as of Nov. 23, 2022
Stocks - 56.0%
Subcategory of Stocks
  • Canadian Equities
    19.5%
  • U.S. Equities
    17%
  • International Equities
    14%
  • Emerging Markets
    5.5%
Bonds - 44.0%
Subcategory of Bonds
  • Corporate Bonds
    11%
  • Government Bonds
    26.5%
  • High-Yield Bonds
    5%
  • Money Market
    1.5%

Fund Allocation

This portfolio is invested in the following securities.

Fund

Symbol

Weighting

iShares Core Canadian Universe Bond Index ETF (Factsheet)

XBB

29.5%

CI Canadian Equity Index ETF (Factsheet)

CCDN

19.5%

CI U.S. 500 Index ETF (Factsheet)

CUSA.B

17.0%

BMO MSCI EAFE Index ETF (Factsheet)

ZEA

14.0%

Global Aggregate Bond Index ETF (CAD-hedged) (Factsheet)

VGAB

7.0%

CI Emerging Markets Alpha ETF (Factsheet)

CIEM

5.5%

CI Enhanced Short Duration Bond Fund (Factsheet)

FSB

4%

BMO High Yield US Corporate Bond Index ETF (Factsheet)

ZJK

3.5%

Portfolio MER: 0.23%

The performance provided is for informational purposes only and is not to be considered as investment advice. Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

CI Global Asset Management is a registered business name of CI Investments Inc.

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Growth ETF Portfolio

This portfolio is for those with a medium risk tolerance, have an intermediate to long term investment horizon and are comfortable with the majority of the portfolio invested in equity, real estate and alternatives. This portfolio is managed by our affiliate, CI Global Asset Management, a sub-advisor for CI Direct Investing.

Asset Allocation

This portfolio is invested in the following assets. Asset allocation as of Nov. 23, 2022
Stocks - 70.5%
Subcategory of Stocks
  • Canadian Equities
    24.5%
  • U.S. Equities
    21.5%
  • International Equities
    17.5%
  • Emerging Markets
    7%
Bonds - 29.5%
Subcategory of Bonds
  • Corporate Bonds
    7.5%
  • Government Bonds
    17%
  • High-Yield Bonds
    4%
  • Money Market
    1%

Fund Allocation

This portfolio is invested in the following securities.

Fund

Symbol

Weighting

CI Canadian Equity Index ETF (Factsheet)

CCDN

24.5%

CI U.S. 500 Index ETF (Factsheet)

CUSA.B

21.5%

iShares Core Canadian Universe Bond Index ETF (Factsheet)

XBB

18.5%

BMO MSCI EAFE Index ETF (Factsheet)

ZEA

17.5%

CI Emerging Markets Alpha ETF (Factsheet)

CIEM

7.0%

Global Aggregate Bond Index ETF (CAD-hedged) (Factsheet)

VGAB

5.0%

CI Enhanced Short Duration Bond Fund (Factsheet)

FSB

3.0%

BMO High Yield US Corporate Bond Index ETF (Factsheet)

ZJK

3.0%

Portfolio MER: 0.23%

Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

CI Global Asset Management is a registered business name of CI Investments Inc.

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Aggressive ETF Portfolio

This portfolio is for those with a medium to high risk tolerance, have a long term investment horizon and are comfortable with the majority of the portfolio invested in equity and real estate. This portfolio is managed by our affiliate, CI Global Asset Management, a sub-advisor for CI Direct Investing.

Asset Allocation

This portfolio is invested in the following assets. Asset allocation as of Nov. 23, 2022
Stocks - 80%
Subcategory of Stocks
  • Canadian Equities
    28%
  • U.S. Equities
    24%
  • International Equities
    20%
  • Emerging Markets
    8%
Bonds - 20.0%
Subcategory of Bonds
  • Corporate Bonds
    5.5%
  • Government Bonds
    12.5%
  • High-Yield Bonds
    1%
  • Money Market
    1%

Fund Allocation

This portfolio is invested in the following securities.

Fund

Symbol

Weighting

CI Canadian Equity Index ETF (Factsheet)

CCDN

28.0%

CI U.S. 500 Index ETF (Factsheet)

CUSA.B

24.0%

BMO MSCI EAFE Index ETF (Factsheet)

ZEA

20.0%

iShares Core Canadian Universe Bond Index ETF (Factsheet)

XBB

13.0%

CI Emerging Markets Alpha ETF (Factsheet)

CIEM

8.0%

Global Aggregate Bond Index ETF (CAD-hedged) (Factsheet)

VGAB

4.0%

CI Enhanced Short Duration Bond Fund (Factsheet)

FSB

3.0%

Portfolio MER: 0.23%

Portfolio performance is not guaranteed. The value of your investment can go down, up and change frequently. Past performance is not indicative of future returns. There may be significant differences between the investment portfolios that are not discussed here, including different investment objectives and risk factors. You should always consider, in any investment decision, your investment objectives, needs, circumstances, restrictions, tolerance for risk, financial goals and investment time frame.

Although CI Direct Investing believes the obtained information provided from third-party sources to be reliable, CI Direct Investing does not guarantee the information and disclaims any liability associated with the use of these performance results. Source: Morningstar Direct. For full details of calculation please contact: info@cidirectinvesting.com.

CI Global Asset Management is a registered business name of CI Investments Inc.

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* This compares the average cost of investing in CI Direct Investing’s Balanced ETF Portfolio against the average cost of investing with mutual funds of 1.93%. CI Direct Investing’s cost is based on the annualized portfolio management fee on $25,000 (0.60%) and the weighted management expense ratio (0.25%) of the ETF holdings in the Balanced ETF Portfolio. Source: Monitoring Trends in Mutual Fund Cost of Ownership and Expense Ratios – Strategic Insights, June 2019